NOTICE OF YOUR FINANCIAL

 PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Freedom National Bank.

This is our privacy notice for our customers.  When we use the words ”you” and “your” we mean the following types of customers:

·         Our consumer customers who have a continuing relationship by purchasing

          or holding financial products or services such as a(n):

·         Deposit account, Loan account, Safe Deposit Box

·         All IRA accounts for which we act as custodian

·         Former customers

We will tell you the sources of the information we collect about you.  We will tell you what measures we take to secure that information.

We first define some terms:

  Nonpublic personal information means information about you that we collect in connection

                    with providing a financial product or service to you.  Nonpublic personal information does  

                    does not include information that is available from public sources, such as telephone

                    directories or government records.  Hereafter, we all use the term “information” to mean

                    nonpublic personal information as defined in this section.

                    An affiliate is a company we own or control, a company that owns or controls us, or a            

                    company that is owned or controlled by the same company that owns or controls us.

                    Ownership does not mean complete ownership, but means owning enough to have control.

                    A nonaffiliated third party is a person we do not employ or a company that is not an

                    affiliate of ours.  This is also known as nonaffiliated third party, or simply, an “other

                    party.”

THE INFORMATION WE COLLECT

We collect information about you from the following sources:

·         Information you give us on applications or other forms

·         Information about your transactions with us

·         Information about your transactions with other parties

·         Information from consumer reporting agency

                                                    INFORMATION WE DISCLOSE ABOUT YOU

We do NOT disclose any information about you to anyone, except as permitted by law.

This might include disclosures necessary to service your account, perform joint marketing or prevent

unauthorized transactions.

THE CONFIDENTIALITY, SECURITY, AND

INTEGRITY OF YOUR INFORMATION

We restrict access to information about you to those employees who need to know that information to

provide products or services to you.  We maintain physical, electronic, and procedural safeguards

to protect this information.