Kasasa Cash

It's time to get more from your checking account. Like more cash in your wallet instead of paying monthly service fees. Or, more refunds on all of those ridiculous ATM withdrawal fees, nationwide*. With Kasasa Cash® checking, get a free checking account that pays you back in really high interest. Are you ready for more? Link your account to a free Kasasa Saver® to really boost your savings. Open your accounts online today in minutes.

Summary
  • Free checking that pays high interest
  • 2.00% APY* on balances up to $15,000
  • 2.00% to 0.50% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Unlimited check writing
  • $25 minimum deposit to open

It's easy to earn your rewards...


To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 10 debit card transactions post and settle
  • Be enrolled in and agree to receive e-statements
  • Be enrolled in and log into online banking

It's that easy to qualify! And even if you don't qualify this monthly cycle you'll still earn the base interest rate on your balance! Plus, you can get right back to earning your full rewards next monthly cycle.


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.


Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.00%; and balances over $15,000 earn .50% interest rate on the portion of balance over $15,000, resulting in a range from .50% to 2.00% APY depending on the account's balance and (2) you will receive reimbursements up to $20 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 07/21/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.


Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statement is a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash